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  2. Fair debt collection - Wikipedia

    en.wikipedia.org/wiki/Fair_debt_collection

    U.S. state laws on fair debt collection generally fall into two categories: laws which require persons who are collecting debts from consumers to be licensed, registered or bonded in order to collect from consumers in their states, and laws that protect consumers from specific unfair practices by debt collectors, which may include collection agencies and sometimes original creditors. [2]

  3. Fair Debt Collection Practices Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Debt_Collection...

    The Fair Debt Collection Practices Act (FDCPA), Pub. L. 95-109; 91 Stat. 874, codified as 15 U.S.C. § 1692 –1692p, approved on September 20, 1977 (and as subsequently amended), is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of that Act.

  4. List of acts of the 118th United States Congress - Wikipedia

    en.wikipedia.org/wiki/List_of_acts_of_the_118th...

    The 118th United States Congress, which began on January 3, 2023, and ended on January 3, 2025, has enacted 274 public laws and zero private laws. [1] [2] [3]In contrast with previous Congresses, which generally enacted their first laws no later than January or February, the 118th Congress's first law was enacted on March 20. [4]

  5. New Biden rule would remove medical debt from millions of ...

    www.aol.com/biden-rule-remove-medical-debt...

    Medical bills accounted for more than half of debt collection on consumers' credit records, according to a 2022 report from the consumer agency.. After that report, the three largest credit ...

  6. Consumers don't need more hidden fees, tricky loans, or a ...

    www.aol.com/consumers-dont-more-hidden-fees...

    In 2023, the CFPB ordered Toyota Motor Credit to pay $48 million to harmed borrowers. The order included requiring Toyota Motor Credit to pay a $12 million penalty into the consumer bureau's ...

  7. Debt Ceiling 2023: If the US Defaults, What Happens to Your ...

    www.aol.com/debt-ceiling-2023-us-defaults...

    The U.S. could fail to pay all of its debt as early as June 1, which would send shockwaves through the economy and financial markets. But what would happen to ordinary Americans? See: Why Stealth...

  8. Financial privacy laws in the United States - Wikipedia

    en.wikipedia.org/wiki/Financial_privacy_laws_in...

    The Fair Debt Collection Practices Act (FDCPA) was passed in 1978 to give consumers rights and the ability to maintain accurate information when dealing with debt collection. Under the act, any consumer information regarding debt is protected. [16]

  9. 8 steps to remove old debt from your credit report

    www.aol.com/finance/8-steps-remove-old-debt...

    Just over 3 percent of outstanding debt was in some degree of delinquency as of December 2023, according to the Federal Reserve Bank of New York. This isn’t the highest delinquency rate on ...