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  2. Debt Relief and Credit Repair Scams - Federal Trade Commission

    www.ftc.gov/news-events/topics/consumer-finance/debt-relief-credit-repair-scams

    FTC Sends More than $3.3 Million to Consumers Harmed by Student Loan Debt Relief Scam June 14, 2023. FTC Sends More Than $557,000 to Consumers Harmed by Credit Card Interest Rate Reduction Scam May 22, 2023. FTC Stops Student Loan Debt Relief Schemes that it Says Bilked Students Out of Millions May 8, 2023. FTC Lawsuit Leads to Permanent Ban ...

  3. Scammers prefer gift cards, but not just any card will do

    www.ftc.gov/.../2021/12/scammers-prefer-gift-cards-not-just-any-card-will-do

    Whatever the story, reports show that scammers don’t settle for just any card – they tell people the specific gift card brands to buy. In the first nine months of 2021, over twice as much money was reported lost on Target gift cards than any other brand. Google Play gift cards were next, followed by Apple, eBay, and Walmart cards.

  4. FTC Sends More Than $11M in Refunds to Consumers Affected by...

    www.ftc.gov/news-events/news/press-releases/2021/04/ftc-sends-more-11m-refunds...

    The FTC and the State of Florida alleged that the company’s owners, Steven D. Short and Karissa L. Dyar, used a variety of phony business names with associated websites, cold-called consumers with credit card debt and falsely promised to save them thousands of dollars by reducing their credit card interest rates. The FTC says that the ...

  5. If you have a Citi credit card, beware of an attempted scam ... -...

    www.reddit.com/.../comments/gvv1do/if_you_have_a_citi_credit_card_beware_of_an

    So I look up the 844 number and, sure enough, it's been flagged previously for similar scam attempts where they will make the charge, call you to "verify your information and secure your account" and, presumably, proceed to collect all the information necessary for them to call the REAL Citi, hijack your account and authorize their fraudulent ...

  6. How is this credit card scam done? : r/personalfinance - Reddit

    www.reddit.com/r/personalfinance/comments/175vl6p/how_is_this_credit_card_scam...

    The bad guy here now has 380 people's emails, credit card information, and billing details. They can either use or sell this information as-is, or they can send phishing emails to the victims, get their credit card limits, and then resell the information based on value. This information of buyer email+phone+billing address+credit card ...

  7. FTC Announces New Fraud Reporting Platform for Consumers:...

    www.ftc.gov/news-events/news/press-releases/2020/10/ftc-announces-new-fraud...

    The Federal Trade Commission has launched a new website, ReportFraud.ftc.gov, where consumers can easily report fraud and all other consumer issues directly to the FTC.

  8. Discover Credit card scam email? : r/CreditCards - Reddit

    www.reddit.com/r/CreditCards/comments/ly9351/discover_credit_card_scam_email

    I just got an extra cash back offer in an email. It looked quite legit, coming from discover@card-e.em.discover.com and had my card's last 4 digits in the security info. But the line below the 'Activate for Free' button reading "No login required. Offer only available through this email." was very sketchy, so I called Discover's customer service.

  9. X1 Credit Card Issue (a warning to new and existing cardholders)

    www.reddit.com/r/CreditCards/comments/rmamkf/x1_credit_card_issue_a_warning_to...

    X1 Credit Card Issue (a warning to new and existing cardholders) Discussion. I wanted to provide a bit of info on the ridiculous experience I’ve had with this card to hopefully spare others the time and effort. I got off the waiting list at the end of November, applied, and was given a CL of $37,500. The experience to sign up for the card was ...

  10. Fortiva credit card scam: they post your payment late, and ... -...

    www.reddit.com/r/personalfinance/comments/pgf15r/fortiva_credit_card_scam_they...

    I have searched the web and found many reviews from angry credit card holders like myself, outraged by Fortiva credit card company, posting our payments after their due date, and then charging late fee upon late fee. I have 2 cards, I used to pay directly on the app on the due date, and it processed no problem.

  11. FTC Sends More Than $2.5 Million to Consumers Deceived by Credit...

    www.ftc.gov/news-events/news/press-releases/2024/10/ftc-sends-more-25-million...

    The Federal Trade Commission is sending more than $2.5 million to consumers who were misled by deceptive claims from credit services company Credit Karma. The FTC took action against Credit Karma in 2022 , alleging that the company told consumers they were “pre-approved” and had “90% odds” of approval to entice them to apply for credit ...