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  2. Are Fraud Alerts a Credit Savior or Saboteur? Here's ... - AOL

    www.aol.com/fraud-alerts-credit-savior-saboteur...

    A fraud alert is a notice you can put on your credit report. It encourages businesses to perform additional verification before they issue credit in your name. For example, you could place a fraud ...

  3. What is credit monitoring? - AOL

    www.aol.com/finance/credit-monitoring-212027215.html

    Report fraud/identity theft: If you find suspicious activity on your credit reports, contact the credit bureaus and consider filing a police report. You may also consider freezing or locking your ...

  4. Universal Credit - Wikipedia

    en.wikipedia.org/wiki/Universal_Credit

    Logo. Universal Credit is a United Kingdom based social security payment. It is means-tested and is replacing and combining six benefits, for working-age households with a low income: income-related Employment and Support Allowance (ESA), income-based Jobseeker's Allowance (JSA), and Income Support; Child Tax Credit (CTC) and Working Tax Credit (WTC); and Housing Benefit.

  5. Know your rights when facing credit card fraud - AOL

    www.aol.com/finance/know-rights-facing-credit...

    Reporting credit card fraud. If you notice fraudulent charges on your credit card, here’s what you can do to report the charges and protect yourself: Notify your credit card issuer immediately.

  6. Fair and Accurate Credit Transactions Act - Wikipedia

    en.wikipedia.org/wiki/Fair_and_Accurate_Credit...

    The Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA, Pub. L. 108–159 (text)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [1] and signed by President George W. Bush on December 4, 2003, [2] as an amendment to the Fair Credit Reporting Act.

  7. Internet Crime Complaint Center - Wikipedia

    en.wikipedia.org/wiki/Internet_Crime_Complaint...

    The IC3 was founded in 2000 as the Internet Fraud Complaint Center (IFCC), and was tasked with gathering data on crimes committed online such as fraud, scams, and thefts. [1] Other crimes tracked by the center included intellectual property rights matters, computer intrusions , economic espionage , online extortion , international money ...

  8. Protect yourself from internet scams - AOL Help

    help.aol.com/articles/protect-yourself-from...

    If you get an email providing you a PIN number and an 800 or 888 number to call, this a scam to try and steal valuable personal info. These emails will often ask you to call AOL at the number provided, provide the PIN number and will ask for account details including your password.

  9. Experian - Wikipedia

    en.wikipedia.org/wiki/Experian

    In the United States, like the other major credit reporting bureaus, Experian is chiefly regulated by the Fair Credit Reporting Act (FCRA). The Fair and Accurate Credit Transactions Act of 2003, signed into law in 2003, amended the FCRA to require the credit reporting companies to provide consumers with one free copy of their credit report per 12-month period.