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  2. Understanding FEMA’s Risk Rating 2.0 system for flood ... - AOL

    www.aol.com/finance/understanding-fema-risk...

    FEMA still uses Flood Insurance Rate Maps (FIRMs) for mandatory purchase requirements and floodplain management. These FIRMs still serve as a vital source of flood mapping data for communities ...

  3. Flood insurance rate map - Wikipedia

    en.wikipedia.org/wiki/Flood_Insurance_Rate_Map

    These FIRMs are used in identifying whether a land or building is in flood zone and, if so, which of the different flood zones are in effect. In 2004, FEMA began a project to update and digitize the flood plain maps at a yearly cost of $200 million. The new maps usually take around 18 months to go from a preliminary release to the final product.

  4. National Flood Insurance Program - Wikipedia

    en.wikipedia.org/wiki/National_Flood_Insurance...

    The Federal Emergency Management Agency (FEMA) defines the floodplain as the area that would be flooded by a base flood, [8] which is "the flood which has a one percent chance of being equaled or exceeded in any given year". In this sense, a base flood is synonymous with a 100-year flood and a floodplain is synonymous with a special flood ...

  5. National Flood Insurance Act of 1968 - Wikipedia

    en.wikipedia.org/wiki/National_Flood_Insurance...

    The bill would amend the National Flood Insurance Act of 1968 to prohibit the Federal Emergency Management Agency from providing flood insurance to prospective insureds at rates less than those estimated for any property purchased after the expiration of such six-month period (currently, any property purchased after July 6, 2012). [9]

  6. Michigan Department of Insurance and Financial Services

    en.wikipedia.org/wiki/Michigan_Department_of...

    On November 1, OFIR chief deputy commissioner and department's chief deputy director Annette E. Flood was appointed to head the department. [ 7 ] The department placed Clarkston Brandon Community Credit Union into Conservatorship with the National Credit Union Administration as conservator in January 2015 after $20 million was stolen by CFO ...

  7. Scripps News Investigates: Zombie mines, delayed FEMA help ...

    www.aol.com/scripps-news-investigates-zombie...

    On this episode of Scripps News investigates, we uncover how FEMA assistance can be delayed for years after major storms, investigate the decline and pollution of idling coal mines in Appalachia ...

  8. As Michigan warms up, groups want FEMA to recognize ... - AOL

    www.aol.com/michigan-warms-groups-want-fema...

    And FEMA has denied assistance requests based on extreme heat: one in 1995 from Illinois, another in 1980 from Missouri, and a third, more recently in 2022, from California.

  9. Special Flood Hazard Area - Wikipedia

    en.wikipedia.org/wiki/Special_Flood_Hazard_Area

    A Special Flood Hazard Area (SFHA) is an area identified by the United States Federal Emergency Management Agency (FEMA) as an area with a special flood or mudflow, and/or flood related erosion hazard, as shown on a flood hazard boundary map or flood insurance rate map. [1]

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