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  2. Replacement value - Wikipedia

    en.wikipedia.org/wiki/Replacement_value

    Replacement cost coverage is designed so the policy holder will not have to spend more money to get a similar new item and that the insurance company does not pay for intangibles. [4] For example: when a television is covered by a replacement cost value policy, the cost of a similar television which can be purchased today determines the ...

  3. What is home insurance replacement cost coverage? - AOL

    www.aol.com/finance/replacement-cost-coverage...

    For example, if your coverage limit was up to $200,000, but the cost of rebuilding your home is $250,000, an extended replacement cost endorsement that covers up to 25 percent more than the policy ...

  4. Roof insurance: ACV vs. replacement cost - AOL

    www.aol.com/finance/roof-insurance-acv-vs...

    If your policy has a $100,000 limit and you have to rebuild your entire house after a tornado, for example, your insurance company will pay the full rebuilding cost, even if it is well over the ...

  5. Insurance policy - Wikipedia

    en.wikipedia.org/wiki/Insurance_policy

    Subject to the "fortuity principle", the event must be uncertain. The uncertainty can be either as to when the event will happen (e.g. in a life insurance policy, the time of the insured's death is uncertain) or as to if it will happen at all (e.g. in a fire insurance policy, whether or not a fire will occur at all). [4]

  6. Home improvement - Wikipedia

    en.wikipedia.org/wiki/Home_improvement

    The concept of home improvement, home renovation or remodeling is the process of renovating, making improvements or making additions to one's home. [1] Home improvement can consist of projects that upgrade an existing home interior (such as electrical and plumbing), exterior (masonry, concrete, siding, roofing) or other improvements to the property (i.e. garden work or garage maintenance ...

  7. Rising auto insurance costs have some gig workers rethinking ...

    www.aol.com/rising-auto-insurance-costs-gig...

    Rideshare insurance is an endorsement added to your car insurance policy intended to avoid the coverage gap between your policy and the coverage offered by your transportation network company (TNC ...

  8. Gross premiums written - Wikipedia

    en.wikipedia.org/wiki/Gross_premiums_written

    In the insurance industry, gross premiums written is the sum of both direct premiums written (see next paragraph) and assumed premiums written, before deducting ceded reinsurance. Direct premiums written represents the premiums on all policies the company's insurance subsidiaries have issued during the year.

  9. What is an insurance broker? - AOL

    www.aol.com/finance/insurance-broker-155457276.html

    An insurance broker typically doesn’t know all the policy details for every policy type and insurance company. There could be policy exclusions, terms and conditions they may not be aware of ...