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2. What Is a Dividend Rate on a CD? - AOL

   www.aol.com/dividend-rate-cd-005433366.html

   A CD dividend rate is calculated based on the principal and the dividend payment. For instance, if a consumer receives $40 from a $1,000 CD balance, that CD has a 4% dividend rate.

3. How do certificates of deposit work? Understanding CDs ... - AOL

   www.aol.com/finance/how-do-cds-work-220139365.html

   A bump-up CD — also called a “raise your rate” CD — builds in the ability for you to request a one-time rate increase if CD rates go up during your lock-in term. Longer term CD accounts ...

4. Certificate of deposit - Wikipedia

   en.wikipedia.org/wiki/Certificate_of_deposit

   A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates. CDs require a minimum deposit and may offer higher ...

5. What Is a CD (Certificate of Deposit)? - AOL

   www.aol.com/cd-certificate-deposit-020004620.html

   Callable CD: In return for a higher interest rate, allows the bank to redeem the CD before maturity, pay the principal and interest to you and close the account High-yield CD: Offers some of the ...

6. What to do when your CD matures: Taking advantage of your ...

   www.aol.com/finance/what-to-do-when-cd-matures...

   Bonds, ETFs, mutual funds or dividend stocks might be a good place to reinvest money once a CD matures if your goal is long-term growth. Many of the best investment platforms offer low-cost ways ...

7. How do CDs work? - AOL

   www.aol.com/finance/cds-212435091.html

   Online banks usually pay higher yields than brick-and-mortar banks. The national average yield for one-year CDs is 1.73 percent APY, according to the latest Bankrate data, while some of the best ...

8. I'm a personal finance expert: Here's why you need to invest ...

   www.aol.com/finance/heres-why-you-need-to-invest...

   Laddering your CD involves investing in several CDs with varying maturity dates, rather than one long-term CD. So, instead of investing $30,000 in a 24-month term, you might invest $5,000 in six ...

9. 5 things to know before opening a CD - AOL

   www.aol.com/finance/5-things-know-opening-cd...

   2. Specialty CDs. A standard CD comes with a fixed interest rate, an early withdrawal penalty and only allows a single, initial deposit. Specialty CDs are those that differ from any of the ...