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Social Security can be an invaluable source of income in retirement, and if you qualify for spousal, divorce, or survivors benefits, it pays to take full advantage of them.
Key Points. You don’t need to still be married to claim Social Security on an ex-spouse’s record. It’s important to understand how spousal benefits work for divorcees.
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Widows and widowers are generally eligible for survivors benefits, but sometimes other family members -- like dependent children and parents -- can qualify for this type of Social Security, too. 2.
“But make sure you run the numbers because it may benefit you to file for the survivor benefit at age 60, and wait on your own [Social Security benefits] until age 70 or you may be better off ...
The Uniformed Services Former Spouses' Protection Act (or USFSPA) is a U.S. federal law enacted on September 8, 1982 to address issues that arise when a member of the military divorces, and primarily concerns jointly-earned marital property consisting of benefits earned during marriage and while one of the spouses (or both) is a military service member. [3]
At your full retirement age, you could collect 100% of your spouse's Social Security benefit. ... If you qualify for spousal, divorce, or survivors benefits, it's wise to take full advantage of ...
Social Security benefits can be an important part of your financial plan for retirement, whether you're single, married, widowed or divorced. If you were married previously, it's helpful to ...