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Similarly, children without health insurance who lack access to healthcare are less likely to receive critical preventative services, immunizations, and treatment for conditions such as asthma. [58] On top of individual problems with healthcare in Texas there is a shortage of healthcare providers as a whole in the state.
Health insurance is a necessity in modern America, particularly with the skyrocketing cost of medical care and overall cost of living. Unfortunately, health insurance premiums are high, as well.
As insurance premiums have surged, families with employer-sponsored health care plans have paid nearly 5% of their total earnings over a 32-year period, according to a 2024 report investigating ...
The rate of increase in both health insurance premiums and out-of-pocket costs have declined in the employer-based market. For example, premiums increased at an annual rate of 5.6% from 2000-2010, but 3.1% from 2010-2016. An estimated 155 million persons under the age 65 were covered under health insurance plans provided by their employers in 2016.
At approximately 30 million in 2019, [1] higher than the entire population of Australia, the number of people without health insurance coverage is one of the primary concerns raised by advocates of health care reform. Lack of health insurance is associated with increased mortality, estimated as 30–90 thousand excess deaths per year. [6] [7]
Researchers compared coverage for older adults in the U.S. to health care systems in Australia, Canada, France, Germany, the Netherlands, New Zealand, Sweden, Switzerland and the United Kingdom.
In addition to medical expense insurance, "health insurance" may also refer to insurance covering disability or long-term nursing or custodial care needs. Different health insurance provides different levels of financial protection and the scope of coverage can vary widely, with more than 40% of insured individuals reporting that their plans do ...
According to the United States Census Bureau, 59.3% of U.S. citizens have health insurance related to employment, 27.8% have government-provided health-insurance; nearly 9% purchase health insurance directly (there is some overlap in these figures), and 15.3% (45.7 million) were uninsured in 2007. [23]