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  2. Subsidized vs. Unsubsidized Loans: Which Is Better for ... - AOL

    www.aol.com/finance/subsidized-vs-unsubsidized...

    When you take out federal student loans to pay for school, you may be considering subsidized versus unsubsidized loans. ... student loan lenders and others. Most students need to use federal ...

  3. PAYE vs. SAVE: Which is better? - AOL

    www.aol.com/finance/paye-vs-save-better...

    Direct Subsidized Loans. ... If you don’t think an income-driven repayment plan is your best option, you can also lower your student loan payments by refinancing your loans with a private lender ...

  4. Do Your Student Loans Affect Your Credit? - AOL

    www.aol.com/finance/student-loans-affect-credit...

    There are four types of federal student loans: Direct subsidized loans. These are need-based loans in which the government pays the interest while you’re in school and during grace and deferment ...

  5. Private student loan (United States) - Wikipedia

    en.wikipedia.org/wiki/Private_student_loan...

    Some lenders offer low-interest, 0-fee loans. [6] The origination fee gets paid once, while interest is paid throughout the loan. The loan amount accumulates to about 15 billion borrowed from private loans [clarification needed]. [7] All lenders are legally required to provide a statement of the annual percentage rate (APR) prior to closure ...

  6. Federal vs. private student loans: What’s the difference? - AOL

    www.aol.com/finance/federal-vs-private-student...

    Federal student loans. Private student loans. Interest rates. 5.50% to 8.05% for loans disbursed before July 1, 2024. 6.53% to 9.08% fixed for loans disbursed after July 1, 2024

  7. Federal Direct Student Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Direct_Student...

    The William D. Ford Federal Direct Loan Program (also called FDLP, FDSLP, and Direct Loan Program) provides "low-interest loans for students and parents to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education... rather than a bank or other financial institution."

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