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2. Paying off debt early: Advantages and disadvantages - AOL

   www.aol.com/finance/paying-off-debt-early...

   4. Improve your credit score. Paying off debt decreases your credit utilization ratio, which is the amount of debt you owe relative to your overall available credit. Most lenders and issuers use ...

3. How to pay off your credit card debt: A step-by-step game ...

   www.aol.com/finance/how-to-pay-off-credit-card...

   For example, if you transfer $6,000 in credit card debt to a card offering 0% intro APR for 18 months, you could pay off the full amount by making $333 monthly payments with no added interest charges.

4. How to pay off credit card debt - AOL

   www.aol.com/finance/pay-off-credit-card-debt...

   Here are several techniques for paying off credit card debt the smart way. 1. Try the avalanche method ... Make the minimum monthly payment on each, but throw all your extra cash at the highest ...

5. How to maximize your 0% APR credit card and avoid debt traps

   www.aol.com/finance/maximize-0-apr-credit-card...

   Debt to pay off. Monthly payments. Time to pay off. Interest/fees paid. Card with 15-month intro APR offer. $5,150 (principal balance + BT fee) $300. 17. $150 BT fee, $12.23 in interest. Card with ...

6. Pay Off Your Credit Card Debt With These 11 Steps - AOL

   www.aol.com/finance/pay-off-credit-card-debt...

   2. Make a Spreadsheet Budget "The best way consumers can start paying off credit card debt is to make a budget spreadsheet to track their income and expenses," said Rick Orford, personal finance ...

7. 3 Lesser-Known Benefits of Paying Off Your Credit Cards - AOL

   www.aol.com/3-lesser-known-benefits-paying...

   The obvious upside of paying off your credit cards is not having to spend as much money on interest. But the benefits go way beyond that. So it pays to do what you can to shed your credit card ...

8. Paying in Full vs. Partial Payments: Which Is Best for Your ...

   www.aol.com/paying-full-vs-partial-payments...

   Paying off all your credit cards or installment loans quickly could raise your credit score because this behavior shows lenders that you can handle different types of credit. As long as you are ...

9. Pros and cons of a balance transfer - AOL

   www.aol.com/finance/pros-cons-balance-transfer...

   To ensure you pay off the balance before the intro period ends, make a plan using Bankrate’s credit card balance transfer calculator to determine the monthly payment amount that will help you ...