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2. How to maximize your 0% APR credit card and avoid debt traps

   www.aol.com/finance/maximize-0-apr-credit-card...

   Debt to pay off. Monthly payments. Time to pay off. Interest/fees paid. Card with 15-month intro APR offer. $5,150 (principal balance + BT fee) $300. 17. $150 BT fee, $12.10 in interest

3. Pros and cons of a balance transfer - AOL

   www.aol.com/finance/pros-cons-balance-transfer...

   Before pursuing a balance transfer credit card, carefully assess your financial situation — including your ability to repay and qualify for the new card. Check out Bankrate’s Cardmatch™ tool ...

4. What is a balance transfer — and is it a good idea for debt?

   www.aol.com/finance/balance-transfer-good-idea...

   A credit card balance transfer is a popular option for tackling high-interest debt. ... Use Bankrate’s balance transfer calculator to compare options. One note: You usually can’t transfer a ...

5. How to choose a balance transfer credit card - AOL

   www.aol.com/finance/choose-balance-transfer...

   The best balance transfer credit cards offer up to 21 months without interest. After the intro period ends , whatever balance you have on the card will start accruing interest at the card’s ...

6. The 10 best prepaid debit cards you can get without a credit ...

   www.aol.com/finance/10-best-prepaid-debit-cards...

   No Credit Impact. Security if the card is lost or stolen. Cons. Monthly maintenance or reloading fees. No Credit Building. Limited Use, especially internationally. Less Protection against fraud ...

7. How to cancel a credit card without hurting your credit score

   www.aol.com/finance/cancel-credit-card-without...

   You have five credit cards each with a $1,000 limit, making your total available credit $5,000. Your regular monthly credit card expenses total $1,000. Your credit utilization ratio is 20 percent ...

8. Which cards still offer a 21-month intro APR? - AOL

   www.aol.com/finance/cards-still-offer-21-month...

   For example, the average credit card debt in the U.S. was $6,088 at the end of Q3 2023, according to TransUnion. If you transferred $6,000 to Citi Simplicity, its 3 percent balance transfer fee ...

9. How to Get Cash Back on Purchases - Without a Credit Card - AOL

   www.aol.com/news/on-how-to-get-cash-back-on...

   AP Rewards credit cards have become so ubiquitous -- and their cash-back rewards so lucrative -- that it's become a common refrain that you're leaving money on the table if you don't have one. But ...