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African American and Hispanic mortgage holders are 1.5 to 2.5 times more likely to pay 9% or more on interest. Krivo and Kaufman calculate that the African-American/White gap in mortgage interest rates is 0.39%, which translates to a difference of $5,749 on the median home loan payment of a 30-year mortgage of a $53,882 home.
"The United States Supreme Court defines steering as a 'practice by which real estate brokers and agents preserve and encourage patterns of racial segregation in available housing by steering members of racial and ethnic groups to buildings occupied primarily by members of such racial and ethnic groups and away from buildings and neighborhoods ...
For Asian Americans, in 23 states this group had a homeownership rate higher than the national rate of 62.8% in 2021, the report found. Separately, for white households homeownership rates ranged ...
Detroit's St. Anne's parish, established in 1701 by Antoine de la Mothe Cadillac, is the second-oldest Roman Catholic parish in the United States. [34] On March 8, 1833, the Holy See formally established a diocese in the Michigan territory, which included all of Michigan, Wisconsin, Minnesota, and the Dakotas east of the Mississippi River.
Cities known for their widespread use of racial covenants include Chicago, Baltimore, Detroit, Milwaukee, [92] Los Angeles, Seattle, and St. Louis. [93] "Said premises shall not be rented, leased, or conveyed to, or occupied by, any person other than of the white or Caucasian race." —
Since 2014, Missouri’s two largest cities of St. Louis and Kansas City have seen homicide surges. JEFFERSON CITY, Mo. (AP) The post Despite political, racial overtones, Missouri wants to take ...
The history of segregation in St. Louis is deeply rooted in systemic practices and policies that reinforced racial divisions. In 1916, during the Jim Crow Era, St. Louis passed a residential segregation ordinance designed to maintain racial homogeneity in neighborhoods [1].
The largest African-American community is in Atlanta, Georgia; followed by Washington, DC; Houston, Texas; Chicago, Illinois; Miami, Florida; [1] [circular reference] and Detroit, Michigan. [2] About 80 percent of the city population is African-American.