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CAC is based on X.509 certificates with software middleware enabling an operating system to interface with the card via a hardware card reader. Although card manufacturers such as Schlumberger provided a suite of smartcard, hardware card reader and middleware for both Linux and Windows , not all other CAC systems integrators did likewise.
In all three modes, the CAP reader asks the EMV card to output a data packet that confirms the cancellation of a fictitious EMV payment transaction, which involves the details entered by the user. This confirmation message contains a message authentication code (typically CBC-MAC / Triple DES ) that is generated with the help of a card-specific ...
PAX Technology S90 credit card terminal with a Visa card inserted.. A payment terminal, also known as a point of sale (POS) terminal, credit card machine, card reader, PIN pad, EFTPOS terminal (or by the older term as PDQ terminal which stands for "Process Data Quickly" [1]), is a device which interfaces with payment cards to make electronic funds transfers.
The term "host card emulation" (HCE) was coined in 2012 by Doug Yeager and Ted Fifelski, the founders of SimplyTapp, Inc., to describe the ability to open a communication channel between a contactless payment terminal and a remotely hosted secure element that contains financial payment card data, to pay at the point-of-sale. [2]
Apple Pay is a mobile payment service by Apple Inc. that allows users to make payments in person, in iOS apps, and on the web.Supported on iPhone, Apple Watch, iPad, Mac, and Vision Pro, Apple Pay digitizes and can replace a credit or debit card chip and PIN transaction at a contactless-capable point-of-sale terminal.
Free and open-source software portal; The Open Smart Card Development Platform (OpenSCDP) is a collection of tools that support users in the development, test and deployment of smart card applications. The platform supports GlobalPlatform Scripting, Profile and Messaging technology. [1]
CCID (chip card interface device) protocol is a USB protocol that allows a smartcard to be connected to a computer via a card reader using a standard USB interface, without the need for each manufacturer of smartcards to provide its own reader or protocol. [1]
Contactless ICs that comply with parts 3 and 4 of ISO/IEC 14443-4 Type A with a mask-ROM operating system from NXP. The DES in the name refers to the use of a DES, two-key 3DES , three-key 3DES and AES encryption; while Fire is an acronym for Fast, innovative, reliable, and enhanced .