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What Is a Point-of-Service (POS) Plan? A point-of-service (POS) plan is a type of managed-care health insurance plan that provides different benefits depending on whether the...
HMO, PPO, EPO and POS are all different kinds of health insurance, each offering different coverage for doctors, hospitals and other health care providers. Learn more.
A point of service (POS) health insurance plan allows you to get out-of-network care at a higher cost than in-network care. Here's how POS health insurance plans...
Find out the advantages of a point of service plan and discover if a POS insurance plan is right for you.
A point-of-service health care plan, or a POS, is a managed-care health insurance plan that combines elements of health maintenance organization (HMO) and preferred provider organization (PPO) plans. You often will have copayments with a POS, but no deductible.
A Point of Service (POS) health insurance plan provides access to health care services at a lower overall cost, but with fewer choices. Plans may vary, but in general, POS plans are considered a combination of Health Maintenance Organization (HMO) and Preferred Provider Organization (PPO) plans.
What does POS mean in Medicare? “POS” stands for “Point of Service.” A POS health insurance plan is a hybrid between an HMO and a PPO and combines some of the features of each. An HMO, or Health Maintenance Organization plan, utilizes a primary care physician to coordinate a patient’s care within the plan’s network of participating providers.
A type of plan in which you pay less if you use doctors, hospitals, and other health care providers that belong to the plan’s network. POS plans also require you to get a referral from your primary care doctor in order to see a specialist.
Point of service (POS) health insurance plans allow beneficiaries to access in-network and out-of-network providers and are a middle-ground between HMOs and PPOs.
A POS health plan, short for Point-of-Service, is a type of health insurance that offers a mix of HMO (Health Maintenance Organization) and PPO (Preferred Provider Organization) features. Like with an HMO, policyholders need to designate a primary care provider (PCP) and generally require referrals to see specialists.