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What Is a Point-of-Service (POS) Plan? A point-of-service (POS) plan is a type of managed-care health insurance plan that provides different benefits depending on whether the policyholder uses...
A point of service (POS) health insurance plan allows you to get out-of-network care at a higher cost than in-network care. Here's how POS health insurance plans work.
Point of service (POS) and preferred provider organization (PPO) plans are two types of benefit designs, along with health maintenance organizations (HMOs) and exclusive provider organization...
Find out the advantages of a point of service plan and discover if a POS insurance plan is right for you.
Under a Preferred Provider Organization plan, policyholders receive discounted prices from in-network healthcare providers partnered with the PPO, which means that the provider will write off a portion of their billed amount, under the terms of the network agreement with the health plan.
A point-of-service (POS) health plan combines features of HMO and PPO plans. POS plans reward patients for using in-network providers and offer lower overall costs, but they require you to see a primary care provider before you can seek specialty services.
The term "point of service" refers to where and from what provider you receive services. Your coverage varies depending on whether you see a provider who’s in- or out-of-network and if you’ve received a referral, if required by your plan.
Point-of-Service (POS) is a type of managed health insurance plan in which members must select a primary care physician (PCP), who becomes the central figure in managing their health care. A distinctive feature of POS plans is the combination of structured in-network care with the option of seeking out-of-network treatment.
Learn about Point of Service (POS) plans by reviewing the definition in the HealthCare.gov Glossary.
A point of service plan is a type of managed care health insurance plan in the United States. It combines characteristics of the health maintenance organization (HMO) and the preferred provider organization (PPO). [1] The POS is based on a managed care foundation—lower medical costs in exchange for more limited choice.