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PPO (Preferred Provider Organization) insurance plans offer access to a large network of providers with negotiated rates. Learn about the advantages of a PPO plan.
With our PPO health insurance plans, you’ll never have to choose between flexibility and savings. You get it all, from no referrals to broad networks to competitive discounts and more. With the Aetna Open Choice ® PPO plan, members can visit any provider, in network or out, without a referral.
PPO plans tend to give you more flexibility to choose the providers you prefer to visit for care. If you choose an out-of-network provider, you’ll likely pay more. Premiums tend to be higher and are commonly paired with a deductible. EPO plans generally let you see any network provider you choose.
The PPO plan includes global emergency and urgent care coverage* 24 hours a day, seven days a week. Being offered a PPO plan through work? Use these helpful tools to help with your enrollment decisions.
With UnitedHealthcare Options PPO plans, you can use any doctor, clinic or facility in our national network without needing a PCP or referrals.
What Is a PPO Health Insurance Plan? A PPO is a type of health insurance plan known for its flexibility. Insurance companies contract medical care providers and health care facilities to...
PPO plans let you choose where you go for care, without needing a referral from a primary care provider (PCP) or relying only on providers in your plan's network. They typically have higher monthly premiums and out-of-pocket costs like copays, coinsurance and deductibles.
A preferred provider organization (PPO) is one type of network-based insurance plan. Compared to health maintenance organizations (HMOs), PPOs offer you more flexibility in choosing the doctors you see, and there’s no need for a referral from a primary care provider.
With a POS, or point-of-service plan, you also have one PCP who manages your access to other doctors. However, you can visit doctors out of network but it will cost more. With a PPO, or preferred provider organization plan, you don't need a referral to seek additional care.
A Preferred Provider Organization (PPO) plan is a kind of health insurance that gives you flexibility in selecting healthcare providers. You can see any doctor, but you’ll save more by using in-network providers. Unlike other plans, PPOs don’t require referrals to see specialists, allowing easier access to care. ...