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With our PPO health insurance plans, you’ll never have to choose between flexibility and savings. You get it all, from no referrals to broad networks to competitive discounts and more. With the Aetna Open Choice ® PPO plan, members can visit any provider, in network or out, without a referral.
PPO (Preferred Provider Organization) insurance plans offer access to a large network of providers with negotiated rates. Learn about the advantages of a PPO plan.
PPO plans tend to give you more flexibility to choose the providers you prefer to visit for care. If you choose an out-of-network provider, you’ll likely pay more. Premiums tend to be higher and are commonly paired with a deductible. EPO plans generally let you see any network provider you choose.
With UnitedHealthcare Options PPO plans, you can use any doctor, clinic or facility in our national network without needing a PCP or referrals.
What Is a PPO Health Insurance Plan? A PPO is a type of health insurance plan known for its flexibility. Insurance companies contract medical care providers and health care facilities to...
A preferred provider organization (PPO) is one type of network-based insurance plan. Compared to health maintenance organizations (HMOs), PPOs offer you more flexibility in choosing the doctors you see, and there’s no need for a referral from a primary care provider.
Unlike an HMO, a PPO offers you the freedom to receive care from any provider—in or out of your network. This means you can see any doctor or specialist, or use any hospital. In addition, PPO plans do not require you to choose a primary care physician (PCP) and do not require referrals.
Point of Service (POS): A type of plan where you pay less if you use doctors, hospitals, and other health care providers that belong to the plan’s network. POS plans require you to get a referral from your primary care doctor in order to see a specialist.
Preferred Provider Organization (PPO) health insurance is the most common health plan offered in employer-sponsored health insurance. PPOs have higher premiums than Health Maintenance Organization (HMO) plans , but they’re known for their flexibility, including members to get out-of-network care and not need primary care physician referrals ...
A preferred provider organization, or PPO, is a health or dental insurance plan that contracts with hospitals and doctors to create a network of coverage. Typically, PPO insurance will offer cheaper costs if you use providers within your network.