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Unison Home Ownership Investors (commonly known as Unison) is an American home ownership investment company based in San Francisco, California.The company uses a shared ownership model to allow customers to buy a home when they don't have enough capital to get a normal mortgage taking a percentage of the gain when the house is sold.
Equity sharing is another name for shared ownership or co-ownership. It takes one property , more than one owner, and blends them to maximize profit and tax deductions . Typically, the parties find a home and buy it together as co-owners, but sometimes they join to co-own a property one of them already owns.
This form of ownership is common between spouses, parent and child, and in any other situation where parties want ownership to pass immediately and automatically to the survivor. For bank and brokerage accounts held in this fashion, the acronym JTWROS is commonly appended to the account name as evidence of the owners' intent.
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Cohousing is an intentional, [1] self-governing, [2] cooperative community where residents live in private homes often clustered around shared space. [3] The term originated in Denmark in the late 1960s.
Selective plans are typically only made available to senior executives. All-employee plans offer participation to all employees (subject to certain qualifying conditions such as a minimum length of service). Most corporations use stock ownership plans as a form of an employee benefit. [3]
Several authors have shown that joint ownership can actually be optimal even if investments are in human capital. [43] In particular, joint ownership can be optimal if the parties are asymmetrically informed, [44] if there is a long-term relationship between the parties, [45] or if the parties have know-how that they may disclose. [46]