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While homeowners insurance does not typically cover termite damage, you may be able to take steps to repair termite damage that has occurred to your home. As you find damaged wood, you generally ...
Homeowners insurance claim: A homeowners insurance claim should be your first line of defense against damage and destruction. But, before filing a claim with your insurer, look at your policy to ...
Most homeowners insurance does not cover animal damage, but there are exceptions for accidents such as a deer damaging a fence or a bird breaking a window. Potential animal risks depend on where ...
An insurance policy is a contract where the homeowner and insurance company agree that in exchange for a premium payment, the insurance company will provide compensation for the repairs or ...
Homeowners insurance covers fire damage, so if your house burns down or your personal property is damaged by a fire during the holidays, your homeowners policy can help pay for repairs.
Hurricanes: Most homeowners insurance policies do not cover all aspects of hurricane damage. To be covered for flood and sewer backup-related damage, you may need to purchase additional coverage.
Damage occurring from a covered homeowners insurance peril is typically covered, whereas damage that is excluded or not part of the named perils on your policy will usually not be covered.
Your home insurance might cover mold damage resulting from a covered peril. For example, a tree branch breaks a window in your home during a rainstorm, causing water to soak your floors and walls.