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  2. Locked-in retirement account - Wikipedia

    en.wikipedia.org/wiki/Locked-In_Retirement_Account

    A locked-in retirement account (LIRA, French: compte de retraite immobilisé (CRI)) or locked-in retirement savings plan (LRSP) is a Canadian investment account designed specifically to hold locked-in pension funds for former registered pension plan (RPP) members, former spouses or common-law partners, or surviving spouses or partners.

  3. Employee Retirement Income Security Act of 1974 - Wikipedia

    en.wikipedia.org/wiki/Employee_Retirement_Income...

    (ref. 120 Stat. 988 of the Pension Protection Act of 2006.) The Technical Explanation of H.R.4, of the PPA, Page 156 Vesting Rules, states that the PPA amends both the ERISA and Code. Different rules apply with respect to employer contributions made before 2007. Employee contributions are always 100% vested.

  4. Required minimum distribution - Wikipedia

    en.wikipedia.org/wiki/Required_minimum_distribution

    The RMD rules are designed to spread out the distributions of one's entire interest in an IRA or plan account over one's life expectancy or the joint life expectancy of the individual and his or her beneficiaries. The purpose of the RMD rules is to ensure that people do not accumulate retirement accounts, defer taxation, and leave these ...

  5. 6 Required Minimum Distribution Retirement Rules You ... - AOL

    www.aol.com/6-required-minimum-distribution...

    The RMD rules vary a bit if you have multiple retirement accounts. For instance,if you have more than one 401(k), you must calculate and withdraw your RMD separately from each of them.

  6. 401(k) withdrawal rules: What to know before cashing out ...

    www.aol.com/finance/what-are-401k-withdrawal...

    The federal Employee Retirement Income Security Act of 1974 — or ERISA — prevents creditors from making claims against funds in retirement accounts like 401(k)s, protecting the money you paid ...

  7. Before You Quit Your Job, Know the Rules for Rolling Over ...

    www.aol.com/news/2014-03-08-before-you-quit-your...

    Most Americans are generally familiar with the idea of planning for retirement, whether it's through an employer-backed 401(k), a private IRA, or some other investment vehicle. But not all of ...

  8. Pension regulation - Wikipedia

    en.wikipedia.org/wiki/Pension_regulation

    Defined benefit: a person is provided with specified payments after retirement. Costs and risks relates to the provider. Defined contribution: employees and employers are allowed to contribute and invest funds over time to save for retirement. In this case payments depend on the financial system performance. [6]

  9. Early withdrawal rules for retirement plans may be too strict ...

    www.aol.com/finance/early-withdrawal-rules...

    The results highlight how many workers need access to their retirement savings before they actually retire. Early withdrawal rules for retirement plans may be too strict, researcher says [Video ...

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