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  2. How to consolidate student loans & why you might want to

    www.aol.com/finance/consolidate-student-loans...

    Key takeaways. Student loan refinancing and student loan consolidation are similar but different. Each process has benefits and limitations. Student loan consolidation will not hurt your credit ...

  3. Pros and cons of consolidating student loans

    www.aol.com/finance/pros-cons-consolidating...

    You can consolidate private student loans, but not with a Direct Consolidation Loan. It involves refinancing multiple private student loans with one new private loan. This could help you manage ...

  4. Thinking about refinancing student loan? First, debunk myths ...

    www.aol.com/thinking-refinancing-student-loan...

    The U.S. Department of Education offers a consolidation program for federal student loans, which combines multiple federal student loans into a single payment. The Direct Consolidation Loan has a ...

  5. Pros and cons of refinancing student loans - AOL

    www.aol.com/finance/pros-cons-refinancing...

    Refinancing student loans can be a tempting option for those struggling with high monthly payments and interest rates. After all, by combining multiple loans into a single loan with lower interest ...

  6. Federal student loan consolidation - Wikipedia

    en.wikipedia.org/wiki/Federal_student_loan...

    Consolidation loans have longer terms than other loans. Debtors can choose terms of 10–30 years. Although the monthly repayments are lower, the total amount paid over the term of the loan is higher than would be paid with other loans.

  7. 6 Tips on Dealing With Student Loan Debt in Early 2025 - AOL

    www.aol.com/6-tips-dealing-student-loan...

    When you refinance, a private lender pays off your existing loans and issues you a new loan. You can usually get a lower interest rate than you were paying before, especially if you have a good ...

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