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2. What Is a Dividend Rate on a CD? - AOL

   www.aol.com/dividend-rate-cd-005433366.html

   A CD dividend rate is calculated based on the principal and the dividend payment. For instance, if a consumer receives $40 from a $1,000 CD balance, that CD has a 4% dividend rate.

3. How do certificates of deposit work? Understanding CDs ... - AOL

   www.aol.com/finance/how-do-cds-work-220139365.html

   Offered by big-name and digital banks, credit unions and financial services companies, CDs currently let you lock in competitive rates of 4.00% APY or more on your deposit with guaranteed returns ...

4. High-yield savings accounts vs. CDs: Which is best for ... - AOL

   www.aol.com/finance/high-yield-savings-account...

   A certificate of deposit is a tool that can help you lock in and leverage the best rates on the market long into next year and beyond. Your money will continue earning a fixed APY over the life of ...

5. Best CD rates today: Top yields still holding at 4.35% APY ...

   www.aol.com/finance/best-cd-rates-today-top...

   Here's how FDIC national deposit rates on a $10,000 minimum deposit compare to other deposit accounts between December 2024 and January 2025. Savings and deposit account National deposit rate on ...

6. How much should you keep in a CD? Balancing safety and ... - AOL

   www.aol.com/finance/how-much-in-certificate-of...

   The best CDs continue to offer about 4.5% APY — or about 1.5 points higher than the current inflation rate — with higher rates on shorter-term CDs of six months to a year.

7. Best CD rates today: Best time to lock in a CD? It could be ...

   www.aol.com/finance/best-cd-rates-today-best...

   Here's how FDIC national deposit rates on a $10,000 minimum deposit compare to other deposit accounts between December 2024 and January 2025. Savings and deposit account National deposit rate on ...