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  2. What is a personal loan? How it works — and what to know ...

    www.aol.com/finance/what-is-a-personal-loan...

    Advertised interest rates range from 8% to 36%, though the average interest rate on a two-year personal loan was 11.92% as of May 2024, according to the Federal Reserve Bank of St. Louis.

  3. 8 types of personal loans and their uses — plus 5 to avoid

    www.aol.com/finance/types-personal-loans-uses...

    Good credit borrowers who prefer payment stability and qualify for a competitive interest rate. Variable-rate loans. The interest rate on a variable-rate loan can fluctuate based on market conditions.

  4. Should you use a personal loan to pay your taxes? - AOL

    www.aol.com/finance/loan-to-pay-taxes-124723856.html

    Personal loans offer predictable monthly payments that remain consistent over the loan term, making it easier to budget effectively. Lower rates than penalties. IRS penalties and interest can ...

  5. Best Credit Unions for Personal Loans in 2024 - AOL

    www.aol.com/best-credit-unions-personal-loans...

    The NASA Federal personal loan comes with fixed monthly payments and offers amounts ranging from $1,000 to $30,000. If you want to consolidate some debt or need to make a big purchase, then this ...

  6. What is an installment loan & how does it work? Know ... - AOL

    www.aol.com/finance/installment-loan-types...

    Installment loans allow you to borrow money and pay it back in equal monthly payments, usually at a fixed interest rate. They can be handy and versatile personal finance tools.

  7. 6 Best Banks for Getting a Personal Loan in November - AOL

    www.aol.com/6-best-banks-personal-loans...

    The TD Bank personal loan comes with a fixed interest rate. You can check your loan options with no effect on your credit unless you decide to move forward with the loan. U.S. Bank. APR: 8.74% ...

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