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  2. When’s the best time to shop for car insurance? (It could be ...

    www.aol.com/finance/best-time-to-shop-for-car...

    While some states — like California, Hawaii, Massachusetts and Michigan — restrict the use of credit scores to determine your premium, many insurers use credit-based insurance scores to set rates.

  3. Top 5 Cheapest States for Car Insurance Rates - AOL

    www.aol.com/finance/top-5-cheapest-states-car...

    Credit: Many insurers weigh drivers' risk of getting into an accident by looking at their credit. Only a few states (California, Hawaii, and Massachusetts) do not use credit-based insurance scores ...

  4. How does credit score impact your car insurance? - AOL

    www.aol.com/finance/does-credit-score-impact-car...

    To calculate a credit-based insurance score, your insurance company reviews your credit report to assess your risk in a simple numerical form. ... The use of credit-based insurance scores in car ...

  5. How to choose the best car insurance company - AOL

    www.aol.com/finance/choose-best-car-insurance...

    The average cost of car insurance can vary drastically from one carrier to another based on a variety of rating factors, including the type of vehicle you drive, your driving history and the ...

  6. Insurance score - Wikipedia

    en.wikipedia.org/wiki/Insurance_score

    An insurance score – also called an insurance credit score – is a numerical point system based on select credit report characteristics. There is no direct relationship to financial credit scores used in lending decisions, as insurance scores are not intended to measure creditworthiness, but rather to predict risk .

  7. 9 smart ways for seniors and mature drivers to save on car ...

    www.aol.com/finance/ways-seniors-save-car...

    Report Details Severe Credit Score Penalties in Auto Insurance, Consumer Federation of America. Accessed December 5, 2024. Accessed December 5, 2024. Average car insurance rates by age ...

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