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Image source: Getty Images. For most of 2024, certificates of deposit (CDs) had been offering their highest rates in decades. If you shopped around, you could get a CD with a 5.50% APY or higher.
Best CD rates today: Enter 2025 with guaranteed yields of up to 4.27% APY on terms of 12+ months — Dec. 31, 2024 ... The Federal Deposit Insurance Corporation tracks monthly average interest ...
Best CD rates today: Rates are ticking down, yet you can still lock in 4.60% on terms of 6+ months — Jan. 9, 2025 Kelly Suzan Waggoner Updated January 9, 2025 at 5:07 AM
Best CD rates for January 6, 2025. ... The Federal Deposit Insurance Corporation tracks monthly average interest rates paid on certificates of deposit and other savings accounts. ... 2025 — the ...
Best CD rates for January 8, 2025. ... The Federal Deposit Insurance Corporation tracks monthly average interest rates paid on certificates of deposit and other savings accounts. ... 2025 — the ...
At the conclusion of its sixth rate-setting policy meeting of 2024 on September 18, 2024, the Federal Reserve announced it was lowering the federal funds target interest rate by 50 basis points to ...
Whether it's worth committing to a CD at a rate like that is up to you. Remember, the S&P 500's average annual return over the past 50 years is 10%, accounting for strong years and weak ones.
Best CD rates for January 7, 2025. ... The Federal Deposit Insurance Corporation tracks monthly average interest rates paid on certificates of deposit and other savings accounts. ... 2025 — the ...