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  2. Getting a mortgage after bankruptcy: What you need to know - AOL

    www.aol.com/finance/getting-mortgage-bankruptcy...

    After a bankruptcy has discharged and closed, you may be eligible for a conventional mortgage as well as an FHA, VA or USDA loan if you qualify. “But you’ll need to meet the waiting period ...

  3. Can You Get a Mortgage After Bankruptcy? 4 Things To Know ...

    www.aol.com/finance/mortgage-bankruptcy-4-things...

    There’s typically a waiting period after bankruptcy before applying for a new loan, including a mortgage. ... Conventional loan: four years. USDA loan: three years. VA Home Loan or FHA mortgage: ...

  4. Mortgage seasoning: What is it and what are the requirements?

    www.aol.com/finance/mortgage-seasoning...

    Bankruptcy waiting period. Foreclosure waiting period. Conventional loan. ... FHA loan. 2 years for Chapter 7 or Chapter 11; 1 year for Chapter 13; 1 year with exceptions.

  5. Are government loans easier to get? - AOL

    www.aol.com/finance/government-loans-easier...

    For example, while conventional loans may have a seven-year waiting period if you had a past foreclosure, Tooley says that FHA loans have a standard three-year waiting period, while VA loans have ...

  6. FHA loan vs. conventional loan: What homebuyers should know - AOL

    www.aol.com/finance/fha-loan-vs-conventional...

    Loan limits vary by county, and you can visit the HUD website to check the FHA mortgage limit for different locations. For 2024, FHA upper loan limits are as follows. Low-cost counties: $498,257

  7. FHA loan requirements for 2024: Here’s how to qualify - AOL

    www.aol.com/finance/fha-loan-requirements-2024...

    An FHA loan is a mortgage issued by a commercial lender but insured by the Federal Housing Administration (FHA). ... the FHA loan limit for a single-family home in most counties is $498,257, but ...

  8. FHA loans: Definition, requirements and limits - AOL

    www.aol.com/finance/fha-loans-134807555.html

    In 2024, the FHA loan limit for a single-family home in most counties is $498,257, but it can be as high as $1,149,825 in higher-cost areas. ... Unlike FHA loans, conventional mortgages are not ...

  9. Can I get a mortgage after a short sale of my home? - AOL

    www.aol.com/finance/mortgage-short-sale-home...

    Loan type. Minimum waiting period. Conventional. 2-4 years with exceptions. FHA. 3 years with exceptions. USDA. 3 years. VA. 2 years with exceptions. Non-qualifying (non-QM)

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