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2. Getting a mortgage after bankruptcy: What you need to know - AOL

   www.aol.com/finance/getting-mortgage-bankruptcy...

   After a bankruptcy has discharged and closed, you may be eligible for a conventional mortgage as well as an FHA, VA or USDA loan if you qualify. “But you’ll need to meet the waiting period ...

3. Can You Get a Mortgage After Bankruptcy? 4 Things To Know ...

   www.aol.com/finance/mortgage-bankruptcy-4-things...

   There’s typically a waiting period after bankruptcy before applying for a new loan, including a mortgage. ... Conventional loan: four years. USDA loan: three years. VA Home Loan or FHA mortgage: ...

4. Mortgage seasoning: What is it and what are the requirements?

   www.aol.com/finance/mortgage-seasoning...

   Bankruptcy waiting period. Foreclosure waiting period. Conventional loan. 4 years for Chapter 7 or Chapter 11 (2 years with exceptions); 2 years from discharge or 4 years from dismissal of Chapter 13

5. Chapter 13, Title 11, United States Code - Wikipedia

   en.wikipedia.org/wiki/Chapter_13,_Title_11...

   The disadvantage of filing for personal bankruptcy is that, under the Fair Credit Reporting Act, a record of this stays on the individual's credit report for up to 7 years (up to 10 years for Chapter 7); [5] still, it is possible to obtain new debt or credit (cards, auto, or consumer loans) after only 12–24 months, and a new FHA mortgage loan just 25 months after discharge, and Fannie Mae ...

6. FHA insured loan - Wikipedia

   en.wikipedia.org/wiki/FHA_insured_loan

   In the second case, FHA MIP can be removed if the borrower pays off or refinances the FHA loan into a conventional loan. FHA MIP rates were lowered January 27, 2017 [33] FHA MIP is not cancellable for mortgages originated after June 3, 2013. [25] Starting March 20, 2023, FHA insured loans have lowered their MIP rates by 30 bps across all ...

7. Are government loans easier to get? - AOL

   www.aol.com/finance/government-loans-easier...

   For example, while conventional loans may have a seven-year waiting period if you had a past foreclosure, Tooley says that FHA loans have a standard three-year waiting period, while VA loans have ...

8. FHA vs. conventional loans: What’s the difference? - AOL

   www.aol.com/finance/fha-vs-conventional-loans...

   Credit score: FHA loan vs. conventional loan. FHA loan borrowers can qualify with a credit score as low as 500 or 580 depending on their down payment amount: as low as 500 with 10 percent down, or ...

9. Fixed-rate mortgage - Wikipedia

   en.wikipedia.org/wiki/Fixed-rate_mortgage

   The fixed-rate mortgage was the first mortgage loan that was fully amortized (fully paid at the end of the loan) precluding successive loans, and had fixed interest rates and payments. Fixed-rate mortgages are the most classic form of loan for home and product purchasing in the United States. The most common terms are 15-year and 30-year ...