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  2. Workers' compensation (United States) - Wikipedia

    en.wikipedia.org/wiki/Workers'_compensation_...

    Typically, workers can only receive compensation for injuries received while on the job, but in some states there are exceptions: traveling salespersons and similar employees can be covered if they are injured while taking a work-related trip, employees who are sent on special errands can receive compensation for injuries received on those ...

  3. Workers' compensation - Wikipedia

    en.wikipedia.org/wiki/Workers'_compensation

    Workers' compensation or workers' comp is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence. The trade-off between assured, limited coverage and lack of ...

  4. Defense Base Act - Wikipedia

    en.wikipedia.org/wiki/Defense_Base_Act

    Thereafter, if an injury is serious enough to prevent the employee from returning to work, the employer (or its insurer) must pay compensation to the injured worker. Under Section 10 of the Act, the amount of compensation paid is generally calculated by taking an employee's wages from the year prior to the injury and dividing by 52. [6]

  5. Accidental death & dismemberment (AD&D) insurance - AOL

    www.aol.com/finance/accidental-death...

    How does AD&D insurance work? ... and the payout for specific injuries is typically outlined in the policy. For example, losing one limb may result in a 50 percent payout, while losing both limbs ...

  6. Structured settlement - Wikipedia

    en.wikipedia.org/wiki/Structured_settlement

    A "structured settlement" under the tax code's terms is an "arrangement" that meets the following requirements. Damages on the account of personal physical injury, physical sickness and workers compensation are income tax free due to exclusions provided in IRC section 104. [15]

  7. National Council on Compensation Insurance - Wikipedia

    en.wikipedia.org/wiki/National_Council_on...

    The National Council on Compensation Insurance (NCCI) is a U.S. insurance rating and data collection bureau specializing in workers' compensation. Operating with a not-for-profit philosophy and owned by its member insurers, NCCI annually collects data covering more than four million workers compensation claims and two million policies. The ...

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