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  2. Liability car insurance: what it covers and how much it costs

    www.aol.com/finance/liability-car-insurance...

    In California, the average settlement after a car accident was about $23,000 in 2024, but settlements can go up to $80,000. Your personal assets could be used to fulfill the money you owe after an ...

  3. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Understanding the tables: XX/XX/XX = Bodily Injury Limit (per individual)/Bodily Injury Limit (per accident)/Property Damage Limit For example, limits of 25/50/20 means after "an accident each person injured would receive a maximum of up to 25,000 with only 50,000 allowed per accident (ex. 2 people needing 25,000, if the need is more such as 3 ...

  4. How to negotiate with a car insurance company after a total loss

    www.aol.com/finance/negotiate-car-insurance...

    You can negotiate the car’s value with the adjuster or hire an attorney to come to a settlement. Accidents can be stressful, especially ones that result in a total loss (aka a totaled car).

  5. What is car insurance? - AOL

    www.aol.com/finance/car-insurance-145928623.html

    In 2022, car insurance claims averaged $24,211 for bodily injury and $5,313 for property damage, according to the Insurance Information Institute. Regardless of the type of coverage, one of the ...

  6. Structured settlement - Wikipedia

    en.wikipedia.org/wiki/Structured_settlement

    The typical structured settlement arises and is structured as follows: An injured party (the claimant) comes to a negotiated settlement of a tort suit with the defendant (or its insurance carrier) pursuant to a settlement agreement that provides as consideration, in exchange for the claimant's securing the dismissal of the lawsuit, an agreement by the defendant (or, more commonly, its insurer ...

  7. Uninsured motorist clause - Wikipedia

    en.wikipedia.org/wiki/Uninsured_motorist_clause

    An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. The owner of the policy pays a premium to the insurance company to include this clause.

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