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  2. How to get a home equity loan with bad credit - AOL

    www.aol.com/finance/home-equity-loan-bad-credit...

    Typical requirements for home equity loan applicants include: A minimum credit score of 620. At least 15 percent to 20 percent equity in your home. A maximum debt-to-income (DTI) ratio of 43 ...

  3. How much can I borrow with a personal loan if I have bad credit?

    www.aol.com/finance/much-borrow-personal-loan...

    Lenders who offer loans for people with low credit may accept FICO scores as low as 560 or may not require a credit score at all. Every lender has different borrowing requirements and maximum loan ...

  4. How to get a debt consolidation loan with bad credit

    www.aol.com/finance/debt-consolidation-loan-bad...

    How to get a debt consolidation loan with bad credit. If you’re struggling to get out of debt and think a debt consolidation loan can help, but have poor credit — a FICO score of under 580 ...

  5. Debt consolidation - Wikipedia

    en.wikipedia.org/wiki/Debt_consolidation

    Debt consolidation. Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. [ 1 ] This commonly refers to a personal finance process of individuals addressing high consumer debt, but occasionally it can also refer to a country's fiscal approach to consolidate corporate debt or government debt. [ 2 ]

  6. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    Credit score in the United States. A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to ...

  7. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    A credit history is a record of a borrower's responsible repayment of debts. [ 1 ] A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [ 2 ] A borrower's credit score is the result of a mathematical algorithm applied to a credit ...

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