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  2. Cancellation (insurance) - Wikipedia

    en.wikipedia.org/wiki/Cancellation_(insurance)

    There are three typical calculation methods: pro-rate, or using a penalty method such as short period rate (old short rate), and short period rate (90% pro rata). The return premium is generally calculated using a wheel calculator, a type of circular slide rule or an online version. [1]

  3. Short rate - Wikipedia

    en.wikipedia.org/wiki/Short_rate

    Short rate cancellation (insurance), a penalty method of calculating return premium of an insurance policy; Short rate table, used to calculate the earned premium for such a policy; Short-rate model (interest), a mathematical model that describes the future evolution of interest rates by describing the future evolution of the short rate

  4. Pro rata - Wikipedia

    en.wikipedia.org/wiki/Pro_rata

    In corporate practice, "a pro-rata dividend means that every shareholder gets an equal proportion for each share he or she owns." [20] In banking, "Pro-rating also refers to the practice of applying interest rates to different time frames. If the interest rate was 12% per annum, you could pro-rate this number to be 1% a month (12%/12 months)." [20]

  5. Condition of average - Wikipedia

    en.wikipedia.org/wiki/Condition_of_average

    Illustration of the partial payout of Sum Insured against probability of occurrence. Condition of average (also called underinsurance [1] in the U.S., or principle of average, [2] subject to average, [3] or pro rata condition of average [4] in Commonwealth countries) is the insurance term used when calculating a payout against a claim where the policy undervalues the sum insured.

  6. When’s the best time to shop for car insurance? (Hint: It ...

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    Insurance companies value loyalty and often offer better rates to customers who bundle multiple products. Dive deeper: 9 smart ways for seniors and mature drivers to save on car insurance

  7. 90% pro rata - Wikipedia

    en.wikipedia.org/?title=90%_pro_rata&redirect=no

    Cancellation (insurance)#Short Period Rate (90% pro rata) To a section : This is a redirect from a topic that does not have its own page to a section of a page on the subject. For redirects to embedded anchors on a page, use {{ R to anchor }} instead .

  8. Mortgage and refinance rates for Dec. 9, 2024: Average rates ...

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    See today's average mortgage rates for a 30-year fixed mortgage, 15-year fixed, jumbo loans, refinance rates and more — including up-to-date rate news.

  9. Savings interest rates today: With rates slipping, here's ...

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    Today’s highest savings rates are at FDIC-insured digital banks and online accounts paying out rates of up to 5.10% APY with no minimums at Patriot Bank, Poppy Bank and other trusted providers ...