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  2. Tax refund shock: Why less money back is expected in 2023 - AOL

    www.aol.com/finance/tax-refund-sticker-shock...

    As well, the child and dependent care tax credits — which bumped to $8,000 for one child and $16,000 for two or more children in 2021 — are also now back down to the standard $3,000/$6,000 caps.

  3. Tax refund - Wikipedia

    en.wikipedia.org/wiki/Tax_refund

    However, some people use the tax refund as a simple "savings plan" to get money back each year (even though it is excess money that they paid earlier in the year). Another argument is that it is better to get a refund rather than to owe money, because in the latter case one might find oneself without sufficient funds to make the necessary payment.

  4. Payback period - Wikipedia

    en.wikipedia.org/wiki/Payback_period

    To calculate a more exact payback period: Payback Period = Amount to be Invested/Estimated Annual Net Cash Flow. [4] It can also be calculated using the formula: Payback Period = (p - n)÷p + n y = 1 + n y - n÷p (unit:years) Where n y = The number of years after the initial investment at which the last negative value of cumulative cash flow ...

  5. Rate of return - Wikipedia

    en.wikipedia.org/wiki/Rate_of_return

    The return, or the holding period return, can be calculated over a single period.The single period may last any length of time. The overall period may, however, instead be divided into contiguous subperiods. This means that there is more than one time period, each sub-period beginning at the point in time where the previous one ended. In such a case, where there are

  6. The app should offer competitive cash back on the things you spend money on frequently, ideally from 2% to 10% or more. Practical payout options.

  7. Nearly 5 million taxpayers to get money back from the IRS ...

    www.aol.com/5-million-taxpayers-money-back...

    The IRS is giving nearly 5 million people and businesses $1 billion in penalty relief after the agency suspended overdue tax bill reminders. The revenue service announced Tuesday it would give ...

  8. Credit card interest - Wikipedia

    en.wikipedia.org/wiki/Credit_card_interest

    Stoozing is the act of borrowing money at an interest rate of 0%, a rate typically offered by credit card companies as an incentive for new customers. [6] The money is then placed in a high interest bank account to make a profit from the interest earned. The borrower (or "stoozer") then pays the money back before the 0% period ends. [7]

  9. 7 modern ways to manage your money — including $0 and low-cost apps — chosen by a finance expert. ... 30-day money-back guarantee; Cons. Not a free budget app; Customer support through app only;