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  2. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    In Texas, PIP coverage will cover medical expenses, eighty percent of lost wages, and someone to take care of the injured party. Some states also allow for PIP claims even if a workers' compensation claim exists, while others do not. Some states PIP is the insurance of first resort to pay for medical bills when injured in an automobile accident ...

  3. Do you need full-coverage car insurance? What it is, when it ...

    www.aol.com/finance/full-coverage-car-insurance...

    Liability insurance. Required by law to pay for injuries or damage you cause to others in an accident. ... Pays for damage to your car from accidents, whether you hit another vehicle or object ...

  4. Accident insurance - Wikipedia

    en.wikipedia.org/wiki/Accident_insurance

    Like accident insurance, disability insurance pays the insured directly if they are injured in a way covered by the policy. However, disability insurance only pays if the injury prevents the insured from working. [3] Accident insurance benefits are paid whether or not the insured misses work as a result of the accident.

  5. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    If an insured driver hits a car full of people and is found by the insurance company to be liable, the insurance company will pay $25,000 of one person's medical bills but will not exceed $50,000 for other people injured in the accident. The insurance company will not pay more than $25,000 for property damage in repairs to the vehicle that the ...

  6. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    Collision coverage: While your liability coverage can pay toward fixing someone else’s car if you’re at fault in an accident and their liability coverage can pay toward fixing yours if they ...

  7. What are the different types of car insurance coverage? - AOL

    www.aol.com/finance/different-types-car...

    Bodily injury liability coverage may pay for the other party’s medical bills if you’re deemed at fault in an accident. Most often, your insurance company will write bodily injury on a per ...

  8. How to negotiate with a car insurance company after a total loss

    www.aol.com/finance/negotiate-car-insurance...

    However, if another driver was involved in an accident that totaled your car, the company that pays out the claim depends on your insurance policy and state law regarding fault. It might help to ...

  9. Uninsured motorist clause - Wikipedia

    en.wikipedia.org/wiki/Uninsured_motorist_clause

    The insurance company will ordinarily pay the judgment, up to the policy limits, once a court determines that an uninsured motorist was at fault. Some states' laws also allow additional insurance coverage to the insured policyholder through policy stacking provisions, whereby a claim may be made against multiple uninsured motorist policies.

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