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“If you're driving relatively infrequently — less than 8,000 to 10,000 miles annually — it may be worth exploring a pay-per-mile program,” explains Maya Afilalo, a car insurance expert and ...
Motor vehicle monitoring system for determining a cost of insurance, Espacenet Patent Research. Accessed on December 10, 2024. 1988 California Proposition 103, California Department of Insurance ...
Pay-per-mile insurance is a type of usage-based insurance where the user pays a base rate along with a fixed rate per mile. The billing model is intended for low-mileage drivers and does not take driving style or behaviour into account (for determining rates or discounts). [2]
Usage-based insurance (UBI), also known as pay as you drive (PAYD), pay how you drive (PHYD) and mile-based auto insurance, is a type of vehicle insurance whereby the costs are dependent upon type of vehicle used, measured against time, distance, behavior and place.
Some insurers even offer pay-per-mile programs for very low-mileage drivers. Age, marital status and other demographics. Statistical data shows certain groups tend to file more claims than others.
The average cost of car insurance is $2,314 per year for full coverage car insurance and $644 per year for minimum coverage. With car insurance premiums on the rise, it’s likely drivers will ...
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