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  2. What happens to your mortgage after you die? - AOL

    www.aol.com/finance/what-happens-to-mortgage...

    But not everyone is able to pay off their mortgage before then. The average mortgage debt carried by homeowners ages 59 to 77 is $192,000, according to recent data from Experian.

  3. How to take over a mortgage when a loved one has passed away

    www.aol.com/over-mortgage-loved-one-passed...

    There was still a mortgage balance to pay off at the time of their death. And now, the poster is wondering whether they can take that mortgage over and how to go about things. It may be possible ...

  4. What to do if you inherit a house with a mortgage - AOL

    www.aol.com/finance/happens-inherit-house...

    Pay off the balance: If you can pay off the balance in full, you can take possession of a home. Refinance : You can refinance the inherited reverse mortgage into a traditional one, paying off the ...

  5. Due-on-sale clause - Wikipedia

    en.wikipedia.org/wiki/Due-on-sale_clause

    Virtually all mortgage loans made in the United States by institutional lenders in recent years contain a due-on-sale clause. These clauses are meant to require the loan to be paid in full in the case of a sale or conveyance of interest in the subject property. This is in contrast to the wide availability of assumable mortgages in the past ...

  6. Mortgage life insurance - Wikipedia

    en.wikipedia.org/wiki/Mortgage_life_insurance

    Mortgage life insurance is a form of insurance specifically designed to protect a repayment mortgage.If the policyholder were to die while the mortgage life insurance was in force, the policy would pay out a capital sum that will be just sufficient to repay the outstanding mortgage.

  7. Mortgage law - Wikipedia

    en.wikipedia.org/wiki/Mortgage_law

    The mortgage runs with the land, so even if the borrower transfers the property to someone else, the mortgagee still has the right to sell it if the borrower fails to pay off the loan. So that a buyer cannot unwittingly buy property subject to a mortgage, mortgages are registered or recorded against the title with a government office, as a ...

  8. When you do need to pay off a loved one's debt - AOL

    www.aol.com/finance/pay-off-spouses-debts-die...

    A decedent's debt typically gets paid via their estate — that is, any money or property they left behind. If you die with debt, your estate may first be purged to pay it off.

  9. What happens when you pay off your mortgage? - AOL

    www.aol.com/finance/happens-pay-off-mortgage...

    A loan payoff letter: This document will show (down to the penny) what you need to pay off the remainder of your mortgage, plus any owed interest or fees. If you have paid everything off, it will ...