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A credit bureau is a data collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, a Special Accessing Entity in the Philippines, and also to private lenders. [1]
Connect, formerly PRBC, is a consumer credit reporting agency, more commonly referred to as a credit bureau in the United States. It is similar to the other four U.S. credit bureaus (Equifax, Experian, TransUnion and Innovis) in that it is an FCRA (Fair Credit Reporting Act) compliant national data repository.
The FTC alleged that ads for the "free credit report" did not adequately disclose that Experian customers would automatically be enrolled in Experian's $79.95 credit-monitoring program. [18] [Note 1] In January 2008, Experian announced that it would cut more than 200 jobs at its Nottingham office. [19]
A 2007 meta-analysis of 46 studies of remote work involving 12,833 employees conducted by Ravi Gajendran and David A. Harrison in the Journal of Applied Psychology, published by the American Psychological Association (APA), found that remote work has largely positive effects on employees' job satisfaction, perceived autonomy, stress levels ...
Based in Columbus, Ohio, the company offers services like fraud protection, credit information, identity verification, and receivables management. [ 1 ] [ 2 ] Innovis is a subsidiary of CBC Companies, but companies that report debt activity, such as Verizon , refer to the company by the name "Innovis", or simply state that they report to "all ...
Equifax primarily operates in the business-to-business sector, selling consumer credit and insurance reports and related analytics to businesses in a range of industries. [citation needed] Business customers include retailers, insurance firms, healthcare providers, utilities, government agencies, as well as banks, credit unions, personal and specialty finance companies and other financial ...