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  2. No income, no asset - Wikipedia

    en.wikipedia.org/wiki/No_Income,_No_Asset

    No income, no asset (NINA) [1] is a term used in the United States mortgage industry to describe one of many documentation types which lenders may allow when underwriting a mortgage. A loan issued under such circumstances may be referred to as a NINA loan or NINJA loan .

  3. Looking to refinance your FHA mortgage? Make it easier and ...

    www.aol.com/finance/looking-refinance-fha...

    “An FHA streamline is a unique loan program because there is no income qualification or appraisal needed,” says Brian Green, a mortgage lender and licensed loan officer in Sacramento, Calif ...

  4. No doc loan - Wikipedia

    en.wikipedia.org/wiki/No_doc_loan

    "It required no documentation of a borrower's income or assets and gave loans to borrowers who debt-to-income levels were far higher - 50% - than what was required by other lenders." [14] During 2005 68% of “option ARM” loans originated by Countrywide and Washington Mutual had low- or no-documentation requirements. [15]

  5. 6 Ways To Get a Mortgage If You Don’t Meet Income Requirements

    www.aol.com/6-ways-mortgage-don-t-160018376.html

    This program provides mortgage loans for those earning less than 80% of the Area Median Income (AMI), and they require a minimum down payment of 3%. A Federal Housing Administration (FHA) loan.

  6. What Are No-Doc Loans? How to Get a No-Income-Verification ...

    www.aol.com/news/no-doc-loans-no-income...

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  7. Stated income loan - Wikipedia

    en.wikipedia.org/wiki/Stated_income_loan

    Stated income loans are still offered typically by small local banks. Qualification requirements are based on stable employment, good reserves, good FICO and no less than 40% equity position in the property. Stated income loan availability changes state to state, county to county.

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