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  2. Publishers Clearing House - Wikipedia

    en.wikipedia.org/wiki/Publishers_Clearing_House

    Publishers Clearing House (PCH) is an American company founded in 1953 by Harold Mertz. It was originally founded as an alternative to door-to-door magazine subscription sales by offering bulk mail direct marketing of merchandise and periodicals .

  3. Contactless payment - Wikipedia

    en.wikipedia.org/wiki/Contactless_payment

    EMV contactless symbol used on compatible payment terminals. EMV stands for "Europay, Mastercard, and Visa", the three companies that created the standard.Contactless payment systems are credit cards and debit cards, key fobs, smart cards, or other devices, including smartphones and other mobile devices, that use radio-frequency identification (RFID) or near-field communication (NFC) for ...

  4. Tokenization (data security) - Wikipedia

    en.wikipedia.org/wiki/Tokenization_(data_security)

    In the case of payment card data, a token might be the same length as a Primary Account Number (bank card number) and contain elements of the original data such as the last four digits of the card number. When a payment card authorization request is made to verify the legitimacy of a transaction, a token might be returned to the merchant ...

  5. Personal loans are masking Americans’ credit card problems

    www.aol.com/finance/personal-loans-masking...

    According to LendingTree, the average balance for those who paid off between $1,000 and $4,999 in credit card debt with a personal loan saw their average balance dip from $9,541 to $7,004 two ...

  6. Credit card - Wikipedia

    en.wikipedia.org/wiki/Credit_card

    The credit card issuer is sharing some of this commission with the card holder to incentivise them to use the credit card when making a payment. Rewards-based credit card products like cash back are more beneficial to consumers who pay their credit card statement off every month. Rewards-based products generally have higher annual percentage ...

  7. The AOL.com video experience serves up the best video content from AOL and around the web, curating informative and entertaining snackable videos.

  8. Credit card fraud - Wikipedia

    en.wikipedia.org/wiki/Credit_card_fraud

    A fake automated teller slot used for "skimming". Credit card fraud is an inclusive term for fraud committed using a payment card, such as a credit card or debit card. [1] The purpose may be to obtain goods or services or to make payment to another account, which is controlled by a criminal.

  9. Sweepstake - Wikipedia

    en.wikipedia.org/wiki/Sweepstake

    Of those three companies, only Publishers Clearing House continues to use sweepstakes as a promotional device and as recently as 2010 paid $3.5 million to settle charges that it had violated the terms of a 2001 multi-state agreement for which it was fined $34 million. [13] [14]