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2. What is an HOA insurance policy?

   www.aol.com/finance/hoa-insurance-policy...

   A home insurance policy is designed to financially protect you and your home from covered perils, while HOA insurance coverage is designed to financially protect the HOA’s liability and shared ...

3. Homeowner association - Wikipedia

   en.wikipedia.org/wiki/Homeowner_association

   A homeowner association (or homeowners' association [HOA], sometimes referred to as a property owners' association [POA], common interest development [CID], or homeowner community) is a private, legally-incorporated organization that governs a housing community, collects dues, and sets rules for its residents. [1]

4. HOA fees and assessments on the rise as home-insurance ... - AOL

   www.aol.com/finance/hoa-fees-assessments-rise...

   Increases in home-insurance costs mean that HOA fees are on the rise as well. ... 2024 at 3:00 AM. ... much less those of a retiree living on a fixed income. Florida’s homeowners insurance ...

5. Tax exemption - Wikipedia

   en.wikipedia.org/wiki/Tax_exemption

   Tax exemption is the reduction or removal of a liability to make a compulsory payment that would otherwise be imposed by a ruling power upon persons, property, income, or transactions. Tax-exempt status may provide complete relief from taxes, reduced rates, or tax on only a portion of items.

6. Non-economic damages caps - Wikipedia

   en.wikipedia.org/wiki/Non-economic_damages_caps

   In Wisconsin, non-economic damages for medical malpractice are capped at $750,000. Non-economic damages mean "moneys intended to compensate for pain and suffering; humiliation; embarrassment; worry; mental distress; noneconomic effects of disability including loss of enjoyment of the normal activities, benefits and pleasures of life and loss of ...

7. ‘This envelope got me heated’: HOA sends woman an insurance ...

   www.aol.com/finance/envelope-got-heated-hoa...

   A 2023 Federal Reserve report shows that 19% of Americans were financially impacted by natural disasters, experiencing property damage, work disruption or income loss, temporary evacuation and ...

8. Professional liability insurance - Wikipedia

   en.wikipedia.org/wiki/Professional_liability...

   Professional liability insurance (PLI), also called professional indemnity insurance (PII) and commonly known as errors & omissions (E&O) in the US, is a form of liability insurance which helps protect professional advising, consulting, and service-providing individuals and companies from bearing the full cost of defending against a negligence ...

9. Florida homeowners have no choice but to lower condo prices ...

   www.aol.com/finance/florida-homeowners-no-choice...

   Homeowners insurance in Florida increased about 40% year over year in 2023—and a whopping 102% during the past three years, according to the Insurance Information Institute.