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  2. How long can a credit card charge be pending? - AOL

    www.aol.com/finance/long-credit-card-charge...

    Credit card charges typically show up as pending transactions on your account until the transaction is processed or a hold is removed. This could stretch out several days.

  3. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

  4. Bank reconciliation - Wikipedia

    en.wikipedia.org/wiki/Bank_reconciliation

    A bank reconciliation statement is a statement prepared by the entity as part of the reconciliation process which sets out the entries which have caused the difference between the two balances. For example, it would list outstanding cheques (ie., issued cheques that have still not been presented at the bank for payment).

  5. What is a bank reconciliation statement? - AOL

    www.aol.com/finance/bank-reconciliation...

    Bottom line. A bank reconciliation statement is important in managing your busines finances.This document can help ensure that your bank account has a sufficient balance to cover company expenses.

  6. I’ve been scammed — will my bank refund the money? - AOL

    www.aol.com/finance/do-banks-refund-scammed...

    PayPal allows you to cancel transactions that are still pending. It also allows you to file a dispute against a seller as long as you file it within 180 days of the transaction.

  7. Reconciliation (accounting) - Wikipedia

    en.wikipedia.org/wiki/Reconciliation_(Accounting)

    In accounting, reconciliation is the process of ensuring that two sets of records (usually the balances of two accounts) are in agreement. It is a general practice for businesses to create their balance sheet at the end of the financial year as it denotes the state of finances for that period.

  8. Available Balance vs. Current Balance in a Bank Account ... - AOL

    www.aol.com/available-balance-vs-current-balance...

    The available balance is the difference between your current balance and pending transactions that have not yet posted. The current balance is the amount of money in your account and does not ...

  9. Memo posting - Wikipedia

    en.wikipedia.org/wiki/Memo_posting

    The temporary entry created during memo-posting is reversed once the actual transaction is posted during batch processing. Some modern banking systems implement real-time posting. Examples: When a customer receives a same-day electronic credit, the actual transaction will be processed during EOD batch posting. To provide immediate access to the ...

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