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SLM Corporation (commonly known as Sallie Mae; originally the Student Loan Marketing Association) is a publicly traded U.S. corporation that provides consumer banking.Its nature has changed dramatically since it was set up in the early 1970s; initially a government entity that serviced federal education loans, it then became private and began offering private student loans.
Sallie Mae's (SLM) Q2 results reflect lower interest income and rise in expenses, partially offset by higher fee income.
In financial accounting, a balance sheet (also known as statement of financial position or statement of financial condition) is a summary of the financial balances of an individual or organization, whether it be a sole proprietorship, a business partnership, a corporation, private limited company or other organization such as government or not-for-profit entity.
Analysts, investors, and accountants track a company's financial statements, balance sheets, and other data on worksheets. In spreadsheet programs like the open source LibreOffice Calc or Microsoft 's Excel , a single document is known as a 'workbook' and may have by default three arrays or 'worksheets'.
Higher NII and a rise in fee income aid Sallie Mae's (SLM) Q3 results. However, a rise in expenses impedes the bottom line.
Currently, Sallie Mae owns 1.4 percent of student loans in the United States. In addition to private student loans, the bank also offers credit cards, personal loans and savings accounts to its ...
It was created mainly for two reasons: 1) to purchase student loans in the secondary market; and, 2) to securitize pools of student loans. [7] The objective is to create liquidity for these loans to increase their value to lenders, reducing the costs to borrowers in the process. [8] Sallie Mae's privatization began in 1997. [8]
If you have Sallie Mae student loans, you can refinance with another private student loan company, like a bank, credit union or online lender, that offers refinance loans. Here is how to refinance ...
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