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  2. 3-D Secure - Wikipedia

    en.wikipedia.org/wiki/3-D_Secure

    In addition, the workflow for authentication is designed so that it no longer requires redirects to a separate page, and can also activate out-of-band authentication via an institution's mobile app (which, in turn, can also be used with biometric authentication). 3-D Secure 2.0 is compliant with EU "strong customer authentication" mandates.

  3. Merchant plug-in - Wikipedia

    en.wikipedia.org/wiki/Merchant_plug-in

    A merchant plug-in (MPI) is a software module designed to facilitate 3-D Secure verifications to help prevent credit card fraud. [1] The MPI identifies the account number and queries the servers of the card issuer (Visa, MasterCard, or JCB International) to determine if it is enrolled in a 3D-Secure program and returns the web site address of the issuer access control server (ACS) if it is ...

  4. Strong customer authentication - Wikipedia

    en.wikipedia.org/wiki/Strong_customer_authentication

    3-D Secure 2.0 can (but does not always [3]) meet the requirements of SCA. 3-D Secure has implementations by Mastercard (Mastercard Identity Check) [8] and Visa [9] which are marketed as enabling SCA compliance. E-commerce merchants must update the payment flows in their websites and apps to support authentication. [10]

  5. Secure Electronic Transaction - Wikipedia

    en.wikipedia.org/wiki/Secure_Electronic_Transaction

    Secure Electronic Transaction (SET) is a communications protocol standard for securing credit card transactions over networks, specifically, the Internet.SET was not itself a payment system, but rather a set of security protocols and formats that enabled users to employ the existing credit card payment infrastructure on an open network in a secure fashion.

  6. EMV - Wikipedia

    en.wikipedia.org/wiki/EMV

    Mastercard has the Chip Authentication Program (CAP) for secure e-commerce. Its implementation is known as EMV-CAP and supports a number of modes. Visa has the Dynamic Passcode Authentication (DPA) scheme, which is their implementation of CAP using different default values.

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  8. Chip Authentication Program - Wikipedia

    en.wikipedia.org/wiki/Chip_Authentication_Program

    The Chip Authentication Program (CAP) is a MasterCard initiative and technical specification for using EMV banking smartcards for authenticating users and transactions in online and telephone banking. It was also adopted by Visa as Dynamic Passcode Authentication (DPA). [1]

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