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2. Should I get a personal loan? Here are the pros and cons - AOL

   www.aol.com/finance/pros-cons-personal-loans...

   Personal loan fees and penalties can drive up the cost of borrowing. Some loans have origination fees of 1 percent to 12 percent of the loan amount. The fees, which cover loan processing, can ...

3. The biggest pros and cons of personal loans for bad credit - AOL

   www.aol.com/finance/pros-cons-bad-credit-loans...

   Bad credit loans come with higher interest rates than other types of personal loans. Rates may be similar to those of credit cards , which averaged 20.66 percent in May. But credit card interest ...

4. 11 Business Loans: Weighing the Pros & Cons for Your Business ...

   www.aol.com/11-business-loans-weighing-pros...

   1. Term Loan. A term loan is a type of traditional business loan where you borrow a lump sum—typically between $1,000 and $500,000—and repay it over a fixed period, usually between 1 to 5 years.

5. Personal loans vs. credit cards: Which is better for you? - AOL

   www.aol.com/finance/personal-loans-vs-credit...

   Personal loans. Credit cards. Average interest rates. 11.91%. 20.75%. Repayment terms. Make fixed monthly payments during a set period, typically between 12 and 84 months

6. What can I use a debt consolidation loan for?

   www.aol.com/finance/debt-consolidation-loan...

   Many personal loans, including debt consolidation loans, require you to have a credit score of 670 or better to qualify. The lowest rates go to those with the highest credit scores. You have ...

7. Hard money lending: Guide to hard money loans and lenders - AOL

   www.aol.com/finance/hard-money-lending-guide...

   Before you decide to work with a hard money lender, consider the pros and cons of this financing option: Pros of hard money loans. Flexible loan terms: Hard money lenders tend to be flexible when ...

8. Pros and cons of bad credit business loans - AOL

   www.aol.com/finance/pros-cons-bad-credit...

   Bankrate insight. Some high-risk business loans use factor rates instead of interest rates to calculate the cost of a loan. Factor rates typically range from 1.1 to 1.5 and are fixed costs that ...

9. Pros and cons of emergency loans: How to tell if one is right ...

   www.aol.com/finance/pros-cons-emergency-loans...

   Most importantly, run the numbers to determine if an emergency loan works for your finances or if an alternative, like a paycheck advance, payment plan or a loan from a friend or relative, is a ...