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2. Laytime - Wikipedia

   en.wikipedia.org/wiki/Laytime

   In commercial shipping, laytime is the amount of time allowed, measured in days (or portions thereof), hours, or even tides, within a voyage charter for the loading and unloading of cargo. [ 1 ] [ 2 ]

3. Demurrage - Wikipedia

   en.wikipedia.org/wiki/Demurrage

   Ideally, the demurrage fee (per day in US dollars) covers the daily time charter rate, daily voyage costs, and the ship owner’s risk premium. [4] The inverse of demurrage is despatch. If the charterer requires the use of the vessel for less time than the laytime allowed, the charter party may require the shipowner to pay despatch for the time ...

4. Chartering (shipping) - Wikipedia

   en.wikipedia.org/wiki/Chartering_(shipping)

   A voyage charter specifies a period, known as laytime, for loading and unloading the cargo. If laytime is exceeded, the charterer must pay demurrage. If laytime is saved, the charter party may require the shipowner to pay despatch to the charterer. [1] A time charter is the hiring of a vessel for a specific period of time.

5. Shipping insurance - Wikipedia

   en.wikipedia.org/wiki/Shipping_insurance

   Shipping insurance is a service which may reimburse senders whose parcels are lost, stolen, and/or damaged in transit. In Canada and the US , shipping insurance is offered by postal services, courier companies, and shipping-insurance companies.

6. What is a life insurance premium and how does it work? - AOL

   www.aol.com/finance/life-insurance-premium-does...

   A life insurance premium is the rate you pay for life insurance coverage. Life insurance premiums are determined using factors such as age, health, policy type and coverage limits.

7. Car insurance premium: what is a premium and how is it ... - AOL

   www.aol.com/finance/car-insurance-premium...

   The national average premium for a full coverage car insurance policy in 2024 is $2,314 per year, according to Bankrate’s study of average rates from Quadrant Information Services. The minimum ...

8. Statement of Facts - Wikipedia

   en.wikipedia.org/wiki/Statement_of_Facts

   Statement of Facts (SoF) is a report listing all events during a ship's stay in port in chronological order and is used for the calculation of the lay time [1] [2] and demurrage. [3]

9. When’s the best time to shop for car insurance? (Hint: It ...

   www.aol.com/finance/best-time-to-shop-for-car...

   Car insurance rates can double or triple depending on where you live, according to Bankrate data. ... but my insurance premium nearly doubled — to $1,558 a year from $883 annually ...