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  2. Laytime - Wikipedia

    en.wikipedia.org/wiki/Laytime

    In commercial shipping, laytime is the amount of time allowed, measured in days (or portions thereof), hours, or even tides, within a voyage charter for the loading and unloading of cargo. [ 1 ] [ 2 ]

  3. Chartering (shipping) - Wikipedia

    en.wikipedia.org/wiki/Chartering_(shipping)

    A voyage charter specifies a period, known as laytime, for loading and unloading the cargo. If laytime is exceeded, the charterer must pay demurrage. If laytime is saved, the charter party may require the shipowner to pay despatch to the charterer. [1] A time charter is the hiring of a vessel for a specific period of time.

  4. Freight rate - Wikipedia

    en.wikipedia.org/wiki/Freight_rate

    Many shipping services, especially air carriers, use dimensional weight for calculating the price, which takes into account both weight and volume of the cargo. For example, bulk coal long-distance rates in America are approximately 1 cent/ton-mile. [2] So a 100 car train, each carrying 100 tons, over a distance of 1000 miles, would cost $100,000.

  5. Should you get shipping insurance for your package when you ...

    www.aol.com/lifestyle/shipping-insurance-package...

    For premium support please call: 800-290-4726 more ways to reach us. Sign in. Mail. 24/7 Help. ... How much does shipping insurance cost — and is it worth it for sending packages?

  6. Shipping insurance - Wikipedia

    en.wikipedia.org/wiki/Shipping_insurance

    First-party shipping-insurance services offered by postal services and courier companies may have many more restrictions than third-party shipping-insurance services. First-party insurance services may not pay out on claims unless the item was packed very carefully. Claimants also may need to provide proof of an item's value. [2]

  7. Gov. Newsom seeks faster review of insurance rate hikes ... - AOL

    www.aol.com/news/gov-newsom-seeks-faster-review...

    Gov. Gavin Newsom is proposing a bill that would require the state Department of Insurance to review rate-hike requests from home insurers within 60 days as companies pull back from the market due ...

  8. Rate making - Wikipedia

    en.wikipedia.org/wiki/Rate_making

    A rate "is the price per unit of insurance for each exposure unit, which is the unit of measurement used in insurance pricing". The exposure unit is used to establish insurance premiums by examining parallel groups. [1] The pure premium "refers to that portion of that

  9. What is a life insurance premium and how does it work? - AOL

    www.aol.com/finance/life-insurance-premium-does...

    A life insurance premium is the rate you pay for life insurance coverage. Life insurance premiums are determined using factors such as age, health, policy type and coverage limits.

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