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  2. How to dispute an error on your credit report - AOL

    www.aol.com/finance/dispute-error-credit-report...

    The credit bureaus have dispute forms that you can download and complete: ... has a sample letter you can use as a template. Edit the information in brackets to customize the letter to fit your ...

  3. What is a 609 dispute letter? - AOL

    www.aol.com/finance/609-dispute-letter-221731481...

    A 609 dispute letter, also known as a credit dispute letter, is a written request to credit bureaus to remove incorrect, negative information from your credit report.

  4. How to clean up credit reports - AOL

    www.aol.com/finance/clean-credit-reports...

    Each of the credit bureaus allows consumers to file disputes online. Once you’ve submitted a dispute, you can follow its status online. To get started, use the online submission form on the ...

  5. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  6. Credit report errors are more common than you think. Here's ...

    www.aol.com/credit-report-errors-more-common...

    Nearly half of all credit reports may contain errors, some of them costly to your credit score, according to a new watchdog report. Two consumer groups, Consumer Reports and WorkMoney, invited ...

  7. Charge-off - Wikipedia

    en.wikipedia.org/wiki/Charge-off

    A charge-off or chargeoff is a declaration by a creditor (usually a credit card account) that an amount of debt is unlikely to be collected. This occurs when a consumer becomes severely delinquent on a debt. Traditionally, creditors make this declaration at the point of six months without payment. A charge-off is a form of write-off.

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