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2. Buying a home after foreclosure - AOL

   www.aol.com/finance/buying-home-foreclosure...

   As with a conventional loan, if you can prove circumstances beyond your control caused the foreclosure, you may be able to request a shorter waiting period. VA loan (2 years) – For veterans and ...

3. Mortgage seasoning: What is it and what are the requirements?

   www.aol.com/finance/mortgage-seasoning...

   Bankruptcy waiting period. Foreclosure waiting period. Conventional loan. 4 years for Chapter 7 or Chapter 11 (2 years with exceptions); 2 years from discharge or 4 years from dismissal of Chapter 13

4. Can I get a mortgage after a short sale of my home? - AOL

   www.aol.com/finance/mortgage-short-sale-home...

   FHA loans are worth considering for credit-challenged borrowers once the three-year waiting period following the short sale ends. You’ll need a 580 credit score and 3.5 percent down payment.

5. Getting a mortgage after bankruptcy: What you need to know - AOL

   www.aol.com/finance/getting-mortgage-bankruptcy...

   Depending on whether you filed Chapter 7 or Chapter 13, it'll take two or four years to qualify for a conventional mortgage, one or two years for FHA or VA loans, and one or three years for USDA loan.

6. Are government loans easier to get? - AOL

   www.aol.com/finance/government-loans-easier...

   As of May 29, Bankrate data shows that average interest rates for 30-year FHA loans (7.12%) were slightly lower than those of 30-year conventional loans (7.17%), while rates for 30-year VA loans ...

7. FHA loans: Definition, requirements and limits - AOL

   www.aol.com/finance/fha-loans-134807555.html

   Basic home mortgage loan or 203(b) loan: The 203(b) loan is the FHA’s main home loan program. These loans come with fixed and adjustable-rate options, as well as a choice between 15- and 30-year ...

8. Fixed-rate mortgage - Wikipedia

   en.wikipedia.org/wiki/Fixed-rate_mortgage

   The fixed-rate mortgage was the first mortgage loan that was fully amortized (fully paid at the end of the loan) precluding successive loans, and had fixed interest rates and payments. Fixed-rate mortgages are the most classic form of loan for home and product purchasing in the United States. The most common terms are 15-year and 30-year ...

9. FHA vs. conventional loans: What’s the difference? - AOL

   www.aol.com/finance/fha-vs-conventional-loans...

   Credit score: FHA loan vs. conventional loan. FHA loan borrowers can qualify with a credit score as low as 500 or 580 depending on their down payment amount: as low as 500 with 10 percent down, or ...