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Adjustable rate mortgage or ARM - A mortgage where the interest rate adjusts relative to a specified index + margin. E.g. COFI, LIBOR etc.; Hybrid ARM - An adjustable rate mortgage where the initial 'start' rate is fixed for some portion of time (3,5,7, or 10 years) thereafter the interest rate adjusts (yearly or bi-annually) based on the sum of a specified index + margin.
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The word calque is a loanword, while the word loanword is a calque: calque comes from the French noun calque ("tracing; imitation; close copy"); [5] while the word loanword and the phrase loan translation are translated from German nouns Lehnwort [6] and Lehnübersetzung (German: [ˈleːnʔybɐˌzɛt͡sʊŋ] ⓘ). [7]
Mortgage bankers may be able to get multiple offers from institutions they work with, and they can also originate all types of loans, giving you flexibility in the type of loan you can apply for.
With many mortgage lenders, you can apply for a mortgage online and complete the process in 45 minutes or less — if you have all of your information ready beforehand. That’s a big if, of course.
A mortgage lender might include some or all of the following fees in APR calculations: Points : Often, the lender’s lowest advertised APR requires the borrower to pay one or more points ...
Pages in category "Mortgage" The following 105 pages are in this category, out of 105 total. This list may not reflect recent changes. ...
Adverse credit mortgage – mortgages aimed at borrowers with credit problems, e.g. county court judgements. Self-certified mortgage – a mortgage where the lender does not seek proof of income to demonstrate affordability, but instead relies on a statement of earnings as "certified" by the borrower(s).