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2. Variable universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Variable_universal_life...

   Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts, similar to mutual funds, and the choice of which of the available separate accounts to use is entirely up to the contract owner.

3. Whole life insurance - Wikipedia

   en.wikipedia.org/wiki/Whole_life_insurance

   However, universal life policies run a much greater risk, and are actually designed to lapse. Variable universal life insurance may outperform whole life because the owner can direct investments in sub-accounts that may do better. If an owner desires a conservative position for his cash values, par whole life is indicated.

4. Universal Life Insurance: Benefits, Drawbacks & Costs ... - AOL

   www.aol.com/finance/universal-life-insurance...

   According to PolicyGenius, a $500,000 whole life policy from MassMutual in February 2023 would cost a 35-year-old man $571 per month, while the same amount of coverage with a guaranteed universal ...

5. How Variable Universal Life (VUL) Insurance Works - AOL

   www.aol.com/finance/variable-universal-life-vul...

   Variable universal life insurance is a type of permanent life insurance policy, like whole life insurance. The growth in a VUL’s cash value is tax-deferred, like growth in a health savings ...

6. Indexed Universal Life vs. Whole Life Insurance

   www.aol.com/indexed-universal-life-vs-whole...

   Life insurance can provide a measure of financial protection against the worst-case scenario. Whole life insurance and indexed universal life insurance (IUL) are two types of permanent policies ...

7. Universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Universal_life_insurance

   A similar type of policy that was developed from universal life insurance is the variable universal life insurance policy (VUL). VUL lets the cash value be directed to a number of separate accounts that operate like mutual funds and can be invested in stock or bond investments with greater risk and potential growth.