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Michigan auto insurance laws are some of the strictest in the country. In 2020, the state introduced new laws to address high insurance costs. ... This is because Michigan is a no-fault state. In ...
As of July 1, 2020, PIP coverage is required in Michigan for all drivers except for certain Medicare members who choose to opt out of PIP insurance. Under the new no-fault law, Michigan gives ...
Because Michigan is a no-fault state, drivers are required to carry personal injury protection (PIP) and property protection insurance (PPI). Michigan car insurance minimum requirements
A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. [4] Claimants involved in an auto accident are wise to submit their own insurance information to their medical providers, as third party carriers are under no legal obligation to pay a claimant's medical bills, while first party carriers are.
In 2019, the Michigan Legislature changed the state’s no-fault auto insurance law so that drivers will no longer be required to purchase unlimited medical coverage. [12] Instead, under the PIP Choice system that was enacted, drivers have the choice of selecting medical coverage with limits of $50,000 (for drivers on Medicaid), $250,000 ...
The ruling from the Court of Appeals in the high-profile no-fault car insurance law case is likely to be appealed to the Michigan Supreme Court.
Jeffrey Thomas O'Connell (September 29, 1928 – January 6, 2013) was an American legal expert, professor, and attorney. In 1965, O'Connell and Harvard Law School professor Robert Keeton co-authored the book Basic Protection for the Traffic Victim: A Blueprint for Reforming Automobile Insurance, which created the theoretical underpinnings of no-fault law.
Months into her first term, Gov. Gretchen Whitmer signed into law in May 2019 an overhaul of Michigan's no-fault auto insurance system with a goal of lowering premiums that, by many measures, were ...