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  2. How to cancel a credit card without hurting your credit score

    www.aol.com/finance/cancel-credit-card-without...

    Canceling a credit card can potentially lower your credit score, but sometimes it’s worth it. Before closing a credit card account, consider keeping it open if it has no annual fees or high ...

  3. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to evaluate the risk of lending money to ...

  4. Credit card pros and cons - AOL

    www.aol.com/finance/credit-card-pros-cons...

    Applying for multiple credit cards at once can also temporarily bring down your score with hard credit inquiries. Multiple recent credit applications can also be a red flag to lenders.

  5. It took me five years to achieve excellent credit. Now what?

    www.aol.com/finance/took-five-years-achieve...

    This means even if your credit score is around 750 you might qualify for the same rates and products as someone with an 800 credit score. This doesn’t mean you should stop using credit ...

  6. Credit scorecards - Wikipedia

    en.wikipedia.org/wiki/Credit_scorecards

    Credit scores usually range from 300 to 850 showing the customer's creditworthiness. A customer with a high credit score shows that they are creditworthy and banks will have no problem giving them a loan. If a customer has a low credit score then banks would be hesitant to give out a loan and if they do it might be with a higher interest rate. [7]

  7. What is a credit card? - AOL

    www.aol.com/finance/credit-card-174722457.html

    A credit score is a rating that allows lenders, including card issuers, to determine your creditworthiness — or the risk they take on by approving you for a loan or credit card.

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